For example: If you're converting USDT on Ethereum, the fee will be paid in ETH. The fee amount will be deducted from your Pay account at the time of conversion. Please ensure that you have sufficient native tokens in your smart account to cover the fee; otherwise, the conversion can't proceed. Note: if you're converting between X Layer assets, the fee will be covered by us.8. Why did my convert fail? If my convert failed, what should I do now?

, it’ll be returned to you.2.

However, you may not be able to initiate Pay transactions if the passkey is not supported by the device.10. How can I withdraw assets if my device does not support Passkeys? Device must support passkey, which will be used to sign withdrawal transactions.11. What should I do if I lose my only remaining Pay Passkey? If there's only one passkey left, it cannot be deleted. And if you lose access to the passkey, you can contact our customer service for a passkey reset.12.

If you want to add funds from TRON, ETH or other chains, you'll be advised to use the on-chain receive function.FAQ1. Why can't I access the "Add from exchange account" option to add funds to my Pay balance? You'll only be allowed to enter add assets flow if they have sufficient USDC/USDT/USDG in exchange account to transfer to pay balance. If users don't have sufficient USDC or cash balance, they'll be redirected to on-chain receive.2.

The country used for identity verification must not be on the restricted list here. The app must be updated to the latest version (Recommended: iOS 16+ and Android 7+). After fulfilling the requirements, you can activate Pay by following these steps: How do I activate my Pay?4. How do I make a payment on Pay?

You can use our instant messaging (IM) feature on Pay to send crypto gifts to a group of your friends — quickly, securely, and all within our platform.Step 1: Create a group chat Crypto gifts can only be sent to a group, so you'll need to start by creating a group chat.Here's how: Open the Chat page in Pay. Tap the plus (+) icon at the top right corner. Select New chat, then tap New group.

The country used for identity verification must not be on the restricted list here. The app must be updated to the latest version (Recommended: iOS 16+ and Android 7+). You can activate Pay by following these steps:How do I activate Pay?

Note that rewards may be changed or discontinued at any time.How can I access the Rewards section? Toggle your mode to Pay Enter the Rewards page through the Rewards option in the navigation menu If you don't have any Pay balance, select Add funds to add crypto from your Exchange account or through on-chain receive.FAQ1. Who’s eligible for Pay rewards? To qualify, you must: Be a verified user with an active OKX account. Hold 1 USDG on X Layer in Pay.

You will be prompted to create a new Pay passkey. After creating the new Pay Passkey, reach out to Customer Support and request a Pay Passkey reset for your account. This ensures your new Pay Passkey is fully activated and ready to use for Pay mode transactions.

On-chain transfers cannot be reversed if sent to the wrong address or network.FAQs Are internal transfers between OKX Pay and Funding balance free? Yes. No fees apply to transfers between OKX Pay and your Funding balance. Which assets are supported? USDG, USDT, and USDC on X Layer. Why use X Layer for on-chain deposits? X Layer carries zero gas fees for these assets. Other networks (such as Ethereum or Tron) may charge gas fees. Need more help? Contact Support

Note: on-chain transactions require a network fee to be paid in the network's native crypto. Earn interest automatically on idle USDG held on X Layer. Swap assets from multiple supported chains into USDC, USDT, or USDG on X Layer for payments.How can I sync or recover my Pay account? You can easily sync your passkeys using a cloud backup through iCloud (iOS) or Google Password Manager (Android).